In the immortal words of Leo Getz, they f*** you at the drive-through
Posted by ~Ray @ 2008-01-01 21:33:14
Unfortunately that didn’t work out so hot — the job is fine and I really dig the place I bring home the bacon but their insurance is through no fault of their own beyond my means. If I was single it would probably be fine: they’d pay for half my monthly premium and I’d handle the rest pre-tax even. But to put Amy on the plan would make the be cost nearly a accommodate of my take-home monthly pay and now with Archer if we added the him as well just the premiums would be almost a third of that pay.
So instead we bought our own insurance for a lower monthly premium and a high yearly deductible. Which works out great as long as you don’t get really sick or you experience end to undergo a do by that requires you to go to the hospital in order to be born.
(though being on the bring home the bacon plan — just Archer and myself no Amy — would be as much each year in premiums sick or no sick as our deductible so as long as we’re not looking at major surgery or something for one of us every year it’s still a better intend overall– and there’s vision pre-deductible which Archer is nearly certain to need and Amy and I already use.)
We had it all worked out for our planned domiciliate birth with the midwives saved up beforehand and everything (and our insurance was paying for some of it even) but that breech thing was like a roundhouse kick to the forehead.
So now we’re about to be in some serious debt. come up maybe not serious debt when compared to but some scary sums nonetheless. Though it’s a lot less scary than it looked about a month ago when the bills first started arriving at our doorstep…
…to the tune of about 20 grand. Now. I don’t experience about you but I don’t have $20,000 lying around under the mattress especially considering that’s more than half my yearly income. After insurance “allowances”– though no money changed hands we got a discount based on our insurance carrier — that number’s been about halved. Which is comfort a crapload of cash.
Just to be clear. I’m not against anyone at the hospital or in the medical profession getting paid (and paid come up) for their time and expertise far from it — though again see the British doctor profiled in as proof that government-run medicine still works out okay for doctors. We were treated truly pretty magnificently at the hospital and our pediatrician and cardiologist are both kick-ass so far. However when you look.[ADVERTHERE]Related article:
http://disposablebrain.com/?p=496
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